State National Bank, Denison, TX (Charter 3058)

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Postcard of the State National Bank of Denison, Texas, ca1910s. The bank was located on Main Street at the corner of Rusk Avenue. Courtesy of Heritage Auctions, www.ha.com

State National Bank, Denison, TX (Chartered 1883 - Failed (Merger) 1988)

Town History

Denison is a city in Grayson County, Texas, 1 mile south of the Texas–Oklahoma border. Denison is part of the Texoma region and is one of two principal cities in the Sherman–Denison metropolitan statistical area. Denison is the birthplace of U.S. President Dwight D. Eisenhower.

Denison was founded in 1872 in conjunction with the Missouri–Kansas–Texas Railroad (MKT) or "Katy" depot. It was named after wealthy Katy vice president George Denison. Because the town was established close to where the MKT crossed the Red River (both important conduits of transportation in the industrial era), it came to be an important commercial center in the 19th-century American West. In 1875, Doc Holliday had offices in Denison. Its population was 24,479 at the 2020 census, up from 22,682 at the 2010 census. In 1880 the population was 3,975, growing rapidly to 10,958 by 1890.

Denison Dam, which forms Lake Texoma on the Red River, is 5 miles north of Denison. The lake is in the center of the Texoma region, encompassing parts of Texas and Oklahoma.

Denison had four National Banks chartered during the Bank Note Era, and all four of those banks issued National Bank Notes.

Bank History

  • Organized September 26, 1883
  • Chartered September 28, 1883
  • Bank was Open past 1935
  • For Bank History after 1935 see FDIC Bank History website
  • Failed. Merged with government financial assistance July 29, 1988 (No further info available on FDIC.gov)

In April 1885, the directors were Alexander Rennie, A.H. Coffin, Samuel Hanna, W.C. Tignor, A.R. Collins, Wilmot Saeger, A.W. Acheson, E.H. Lingo, and J.N. Johnson. The Officers were J.N. Johnson, president; Sam Hanna, vice president; and Wilmot Saeger, cashier. The bank had authorized capital of $500,000, paid up capital $100,000, and surplus of $10,000.[1] In May 1885, the building for the State National Bank had just been completed. It was situated on Main Street at the corner of Rusk Avenue and was reportedly the finest structure in the city of Denison.--Denison Herald-News.[2]

In May 1889, the directors were A.H. Coffin, A.W. Acheson, A.R. Collins, Alexander Rezzle, N.S. Ernest, and J.N. Johnson. The officers were J.S. Johnson, president; Alex Rennie, vice president; and N.S. Ernest, cashier. The bank transacted a general banking business with business from the Indian Territory especially solicited.[3] On August 13, 1889, J.N. Johnson sold the controlling interest in the institution to Mr. R.C. Shearman et al. from the oil regions of Pennsylvania. Mr. Shearman was elected president, Mr. Johnson being retained as one of the directors. The sale was based on a value of $200 per share or $220,000 for the business and building. All the working force of the bank was retained and Mr. N.S. Ernst remained as cashier. Among the subscribers interested were W.A. Pullman, president, and S.G. Bayne, vice president of the Seaboard National Bank of New York; J.C. O'Connor, president of the City National Bank of Dallas; Alfred Davis of Schneider & Davis, wholesale grocers, Dallas; E.C. Badman of Millmine, Badman & Co., grain commission merchants of New York and Chicago; Joseph Seep of the Standard Oil Co.; T. Wistar Brown of the Providence Life and Trust Co. of Philadelphia; L.T. Lawton, capitalist of Olean, New York; William Irish, manager, Acme Oil Co. of Olean, New York; John McKeoun, oil producer of Bradford and Washington, Pennsylvania; P.W. Roth, oil producer of Bradford, Pennsylvania; Richard Jennings of R.J. Jennings & Son of Bradford and Pittsburgh, Pennsylvania.[4]

In January 1895, the directors were A.H. Coffin, A.W. Acheson, A.R. Collins, Alexander Rennie, W.C. Tignor, A.F. Platter, John Doyle, J.B. McDougal, E.A. Garvey, G.L. Blackford, and R.C. Shearman. The officers were R.C. Shearman, president; Alex. Rennie, vice president; and G.L. Blackford, cashier.[5]

In July 1919, 23 big bone Poland China pigs were given to 23 young men ranging in ages from 10 to 18 by L.L. Shackelford of the State National Bank of Denison. This bank recently organized a pig club for this vicinity in order to promote more interest in raising better bred stock. A surprise feature of the afternoon were several applications from young ladies who said they intended to look after hog interests as well as the boys. The pigs were placed on display in the business section of the city while the visitors who brought in applications for pigs were entertained by the State National Bank with a luncheon at the Chamber of Commerce.[6]

In January 1904, the directors elected were Kearney Marshall, W.W. Elliott, D.N. Robb, J.W. Madden, G.L. Blackford, E.H. Lingo, P.H. Tobin, J.B. McDougal, A.W. Acheson, A.F. Platter. The officers were G. Blackford, president; A.F. Platter, vice president; Wm. G. Megginnis, cashier.[7]

In August 1920,the officers were G.L. Blackford, president; A.F. Platter and L.L. Shackelford, vice presidents; W.G. Meginnis, cashier; and T.F. Foley and Leo. Murphy, assistant cashiers.[8]

On December 24, 1932, Andrew Fox Platter, 82, founder of the Waples Platter Grocery Company and director and officer of the State National Bank of Denison for 37 years, died at his home after a brief illness. Coming to Denison from his native state of Ohio in 1872, Platter and his associates established a wholesale grocery firm that, during more than a half century of development, placed 21 branch houses in Texas, Oklahoma, and New Mexico. He sold his interest in May 1929. Platter was chairman of the board of the State National Bank and had served as president and vice president. As a cattle fancier, he was responsible for importation of fine Jerseys into North Texas and through which service he gained wide recognition.[9]

In April 1939, the officers were W.L. Peterson, president; Leo Murphy, E.L. Hopkins, and R.A. Porter, vice presidents; J.A. Foster, cashier; T.L. Wilson and W.D. Green, assistant cashiers. The bank had total assets of $3,613,921.91.[10]

The State National Bank of Denison, Texas, celebrated its 75th anniversary with a 2-day period-costume open house on October 3 and 4, 1958. Founded October 4, 1883, the State National Bank was still doing business in the same building on the same corner in which it was founded. Officers were W.L. Peterson, president; Leo Murphy, senior vice president; R.A. Porter, executive vice president; C.A. Jackson, R.W. Haynes, James L. Hunt, H.P. Watkins, J.J. Thomas, and Jock G. Berry, vice presidents.[11]

On Tuesday, November 13, 1962, one of the shortest rail lines in the nation, the nine-mile Texas subsidiary of the Kansas, Oklahoma and Gulf Railroad, re-elected all officers and directors. R.H. Lomax of the main line KO&G out of Muskogee, Oklahoma, conducted the meeting that saw R.W. Stoddard re-elected president; Leo Murphy, vice president; J.D. Bond, secretary; and Clarence Scott, treasurer. The KO&G ended in Denison, connecting with the Texas & Pacific and interchanging with other lines.  "It is not as long as other lines," according to Stoddard, "but it is just as wide."[12]
A 1981 advertisement for InterFirst Corporation announcing the change from Bancshares, Inc. effective December 31, 1981.

In November 1972, directors of the State National Bank of Denison voted unanimously to become a subsidiary of First International Bancshares Inc., the Dallas-based bank holding company, according to R.A. Porter, bank president.[13]

On December 31, 1981, Bancshares, Inc. officially became InterFirst Corporation and planned to phase in the InterFirst name and symbol for all its affiliated banks. InterFirst had total assets of $15.5 billion with 47 banks in the following cities: Abilene, Austin, Beaumont, Cleburne, Clifton, Corsicana, Dallas, Denison, El Paso, Galveston, Greenville, Harlingen, Hillsboro, Houston, Malakoff, Nederland, Odessa, San Antonio, Temple, Victoria, Waco, and Wichita Falls. Mergers were pending with the Austin National Bank, Austin National Bank Northwest, Austin National Bank Oak Hill, First International Bank in Chelmont, N.A., El Paso, First International Bank Galleria, N.A., Dallas; First International Bank Northwest, N.A. San Antonio; Paris Bank of Texas, Paris; The First National Bank in Mt. Pleasant; The Peoples National Bank of Tyler.[14]

On Wednesday, April 29, 1987, the Federal Reserve Board unanimously approved the merger of two Dallas bank-holding companies, clearing the way for shareholder votes on the proposed $544-million acquisition of InterFirst Corp. by RepublicBank Corp. The merger would form the nation's 12th largest banking organization and the largest headquartered in the Southwest. A new Dallas-based company called First Republic Bank Corp with $35 billion in total assets would result from the merger. The Fed noted the weakened condition of the Texas economy and said the deal represented the best available alternative to address InterFirst's financial difficulties. The Fed required that RepublicBank issue $175 million in new preferred stock and convertible subordinated notes to boost its capital. The amount was $50 million greater than originally proposed when the merger was announced on December 16th.[15]

  • 10/04/1883 Institution established. Original name: The State National Bank of Denison (FDIC #3173).
  • 04/19/1982 Changed Institution Name to InterFirst Bank Denison, National Association.
  • 06/06/1987 Changed Institution Name to First Republic Bank Denison, National Association.

The First Republic failed in 1988 during the savings and loan crisis. The bank traced back to Republic National Bank/Republic NB & TC, Dallas, TX (Charter 12186) and was acquired by NCNB Corporation in 1988. As a result of a series of mergers over the next two decades, most of what was once First Republic Bank Corporation became part of Bank of America.

Official Bank Title

1: The State National Bank of Denison, TX

Bank Note Types Issued

1902 Red Seal $20 bank note with solid SN 1111 and stamped signatures of Wm. G. Meginnis, Cashier and G.L. Blackford, President. Courtesy of Heritage Auctions, www.ha.com
1902 Plain Back $20 bank note with stamped signatures of T.F. Foley, Cashier and W.L. Peterson, President. Courtesy of Heritage Auctions, www.ha.com
1929 Type 1 $10 bank note with printed signatures of T.F. Foley, Cashier and W.L. Peterson, President. Courtesy of Heritage Auctions, www.ha.com

A total of $2,189,300 in National Bank Notes was issued by this bank between 1883 and 1935. This consisted of a total of 258,680 notes (204,816 large size and 53,864 small size notes).

This bank issued the following Types and Denominations of bank notes:

Series/Type Sheet/Denoms Serial#s Sheet Comments
1882 Brown Back 3x10-20 1 - 3576 Variety 2, Battle of Lexington Vignette
1902 Red Seal 3x10-20 1 - 2775
1902 Date Back 4x5 1 - 8250
1902 Date Back 3x10-20 1 - 6400
1902 Plain Back 4x5 8251 - 26495
1902 Plain Back 3x10-20 6401 - 18358
1929 Type 1 6x5 1 - 4238
1929 Type 1 6x10 1 - 2308
1929 Type 1 6x20 1 - 534
1929 Type 2 5 1 - 6342
1929 Type 2 10 1 - 3830
1929 Type 2 20 1 - 1212

Bank Presidents and Cashiers

Bank Presidents and Cashiers during the National Bank Note Era (1883 - 1935):

Presidents:

Cashiers:

Other Known Bank Note Signers

Bank Note History Links

Sources

  • Denison, TX, on Wikipedia
  • Don C. Kelly, National Bank Notes, A Guide with Prices. 6th Edition (Oxford, OH: The Paper Money Institute, 2008).
  • Dean Oakes and John Hickman, Standard Catalog of National Bank Notes. 2nd Edition (Iola, WI: Krause Publications, 1990).
  • Banks & Bankers Historical Database (1782-1935), https://spmc.org/bank-note-history-project
  1. The Indian Journal, Eufaula, OK, Thu., Apr. 23, 1885.
  2. The Indian Journal, Eufaula, OK, Thu., May 28, 1885.
  3. Indian Citizen, Atoka, OK, Sat., May 25, 1889.
  4. Fort Worth Daily Gazette, Fort Worth, TX, Wed., Aug. 14, 1889.
  5. Indian Citizen, Atoka, OK, Thu., Jan. 10, 1895.
  6. The Courier-Gazette, McKinney, TX, Mon., July 21, 1919.
  7. Austin American-Statesman, Austin, TX, Fri., Jan. 15, 1904.
  8. The Red River Farmer, Madill, OK, Thu., Aug. 19, 1920.
  9. Wichita Falls Times, Wichita Falls, TX, Sat., Dec. 24, 1932.
  10. The Oklahoma Banker, Oklahoma City, OK, Sat., Apr. 1, 1939.
  11. The Oklahoma Banker, Oklahoma City, OK, Sat., Nov 1, 1958.
  12. Fort Worth Star-Telegram, Fort Worth, TX, Wed., Nov. 14, 1962.
  13. Victoria Advocate, Victoria, TX, Sun., Nov. 19, 1972.
  14. El Paso Times, El Paso, TX, Tue., Oct. 20, 1981.
  15. Corpus Christi Times, Corpus Christi, TX, Thu., Apr. 30, 1987.