National Exchange Bank, Greenville, RI (Charter 1498)

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Postcard of the Smithfield Savings Bank and National Exchange Bank of Greenville, Rhode Island, ca1890.
Postcard of the Smithfield Savings Bank and National Exchange Bank of Greenville, Rhode Island, ca1890. Courtesy of Adam Stroup

National Exchange Bank, Greenville, RI (Chartered 1865 - Liquidated 1928)

Town History

An Obsolete $1.25 note dated May 1853, altered from a Roxbury Bank, Roxbury, MA $1.25 note for The Smithfield Exchange Bank. Wm. Winsor signed as cashier.
An Obsolete $1.25 note dated May 1853, altered from a Roxbury Bank, Roxbury, MA $1.25 note for The Smithfield Exchange Bank. Wm. Winsor signed as cashier. Courtesy of Heritage Auctions, www.ha.com

Greenville is a village and census-designated place (CDP) in the town of Smithfield in Providence County, Rhode Island. The population was 8,658 at the 2010 census. The CDP is centered on the village of Greenville but also encompasses the nearby villages of West Greenville and Spragueville, as well as the Mountaindale Reservoir and beach.

The village of Greenville is named after Revolutionary War general Nathanael Greene, who was born in Rhode Island in 1742. The location, however, was first settled in the 17th century. The village contains the Greenville Baptist Church (American Baptist Churches, USA), Greenville Public Library, and William Winsor School, and there are many apple orchards in the surrounding area. The area was active in the Free Will Baptist movement in the 19th century, and the Smithville Seminary, a Free Baptist institution, was nearby. U.S. Route 44, known locally as "Putnam Pike", runs through the center of Greenville.

Greenville had one National Bank chartered during the Bank Note Era, and it issued National Bank Notes.

Bank History

William Winsor, cashier of the National Exchange Bank of Greenville, Rhode Island.
William Winsor, cashier of the National Exchange Bank of Greenville, Rhode Island.
  • Organized June 10, 1865
  • Chartered August 1, 1865
  • Conversion of The Smithfield Exchange Bank
  • Liquidated July 20, 1928
  • Succeeded by Greenville Trust Company

The Smithfield Exchange Bank was incorporated in 1822 at the Greenville Tavern. Nathan B. Sprague, Jr. was a member of the Rhode Island House of Representatives and served as its speaker in 1826-1827. He was one of the original incorporators of the Smithfield Exchange Bank. The name was changed to the Exchange Bank circa 1863 and in 1865 it became the National Exchange Bank, charter number 1498.

William Winsor (1819–1904) was a philanthropist, town treasurer, bank officer, farmer, supporter of education, and co-founder of the Greenville Public Library. He was from Smithfield, Rhode Island where the William Winsor School was named after him. He studied at Smithville Seminary in 1841-49. He entered the Smithfield Exchange Bank in March 1845, becoming its cashier in July. He became cashier of the National Exchange Bank at its start in 1865, and treasurer of the Smithfield Savings Bank at its organization in 1872. With Hon. Benedict Lapham he bought the buildings of Smithville Seminary, giving the school to the association as Lapham Institute. He generously supported this institute himself, bearing its whole expense for the last year or two of its existence. He was generous with gifts to Bates College and to Storer College. He was the father of banker Nicholas Steere Winsor.

In January 1900, the following officers were elected by the stockholders of the National Exchange Bank: President, Hon. A.P. Mowry; vice president, M.I. Mowry; cashier, N.S. Winsor. The directors were Wm. Winsor, J.S. Appleby, S.H. Mowry, Simeon Sweet, Stephen C. Irons, S.H. Clemence, A.J. Mowry, and Alden B. Paine.

On Tuesday, January 12, 1909, at the annual meeting the following officers were elected: President, A.P. Mowry; Vice President, A.J. Mowry; Cashier, N.S. Winsor; Board of Directors, H.S. Turner, A.J. Mowry, Simeon Sweet, Walter A. Read, S.H. Mowry, Stephen H. Clemence, S.C. Irons, Daniel A. Smith and C.E. Walcott. The usual dividend was declared. After the business the officers adjourned to the vestry of the Baptist Church where a dinner was served by the Ladies Society of the church.

On Tuesday, July 7, 1914, Alonzo P. Mowry, a respected and prominent citizen of Smithfield, died at his home near this village after an illness of several weeks. Mr. Mowry received his education at the Smithfield schools and at Lapham Institute, North Scituate. He was at one time engaged in the shoe business in Providence and had for many years carried on the large farm where he resided. Mr. Mowry held various town offices; he also represented Smithfield for a number of years in the Rhode Island General Assembly. He was president of the National Exchange Bank of Greenville and a director of the Smithfield Savings Bank. He was a member of the Baptist Church of this place. A widow and two daughters, Mrs. Chester Walcott and Miss Bessie Mowry, survived him.

On Tuesday, January 12, 1915, the stockholders held their annual meeting at the banking rooms. The following officers were elected: President, Albert J. Mowry; Vice President, Chester E. Walcott; Directors, Walter A. Read, Stephen E. Clemence, Sidney H. Mowry, Stephen C. Irons, Marshall H. Mowry, Henry S. Turner, Daniel A. Clarke, Franklin S. Colwell, Chester E. Walcott and N.S. Winsor. At a meeting of the directors, Nicholas L. Winsor was elected cashier and Marshall H. Mowry, secretary. The annual dinner was served in the Baptist Vestry.

Official Bank Title(s)

1: The National Exchange Bank of Greenville, RI

Bank Note Types Issued

1882 Brown Back $5 bank note with pen signatures of Wm. Winsor, Cashier and M.I. Mowry, Vice President.
1882 Brown Back $5 bank note with pen signatures of Wm. Winsor, Cashier and M.I. Mowry, Vice President. Courtesy of Lyn Knight Auctions, www.lynknight.com
1902 Date Back $10 bank note with pen signatures of N.S. Winsor, Cashier and Alonzo P. Mowry, President.
1902 Date Back $10 bank note with pen signatures of N.S. Winsor, Cashier and Alonzo P. Mowry, President. Courtesy of Heritage Auctions, www.ha.com
1902 Plain Back $10 bank note with pen signatures of N.S. Winsor, Cashier and C.E. Walcott, President.
1902 Plain Back $10 bank note with pen signatures of N.S. Winsor, Cashier and C.E. Walcott, President. Courtesy of Lyn Knight Auctions, www.lynknight.com

A total of $1,244,330 in National Bank Notes was issued by this bank between 1865 and 1928. This consisted of a total of 138,638 notes (138,638 large size and No small size notes).

This bank issued the following Types and Denominations of bank notes:

Series/Type Sheet/Denoms Serial#s Sheet Comments
Original Series 3x1-2 1 - 5600
Original Series 4x5 1 - 3775
Original Series 3x10-20 1 - 2710
Original Series 50-100 1 - 220
Series 1875 4x5 1 - 3405
Series 1875 3x10-20 1 - 2220
Series 1875 50-100 1 - 322
1882 Brown Back 4x5 1 - 4254
1882 Brown Back 3x10-20 1 - 2632
1882 Brown Back 50-100 1 - 309
1902 Red Seal 3x10-20 1 - 1460
1902 Date Back 3x10-20 1 - 3900
1902 Plain Back 3x10-20 3901 - 8178

Bank Presidents and Cashiers

Bank Presidents and Cashiers during the National Bank Note Era (1865 - 1928):

Presidents:

Cashiers:

Other Known Bank Note Signers

Bank Note History Links

Sources

  • Greenville, RI, Wikipedia, https://en.wikipedia.org/wiki/Greenville,_Rhode Island
  • Don C. Kelly, National Bank Notes, A Guide with Prices. 6th Edition (Oxford, OH: The Paper Money Institute, 2008).
  • Dean Oakes and John Hickman, Standard Catalog of National Bank Notes. 2nd Edition (Iola, WI: Krause Publications, 1990).
  • Banks & Bankers Historical Database (1782-1935), https://spmc.org/bank-note-history-project
  • The Olneyville Times, Providence, RI, Fri., Jan. 19, 1900.
  • The Olneyville Times, Providence, RI, Fri., Jan. 15, 1909.
  • The Olneyville Times, Providence, RI, Fri., July 10, 1914.
  • The Olneyville Times, Providence, RI, Fri., Jan. 15, 1915.